It happens every time the Powerball jackpot gets up there over the $100 million or $200 million mark.
I’m not much of a gambler, and I know what the odds are of matching the winning numbers. Still, it doesn’t hurt to dream.
I could pay off the mortgage on my house. I could help my daughter wipe out her student loans. We could buy a place up in New York or in California, where our children live. Maybe (maybe?) I could even retire from journalism after more than 40 years and take it easy.
But I’m still here, writing away. Usually, I don’t even remember to buy a ticket, and as they always say, you can’t win if you don’t play.
Sandra Hayes played.
In April 2006, she pitched $5 into a pool with a dozen of her co-workers at a Missouri child support office in north St. Louis County and became part of the Lucky 13 who won a $224 million jackpot from a ticket bought at a Quik Trip. After taking the lump sum and paying taxes, she came away with between $5 million and $7 million — not bad for a twice-divorced single mother of three who had once been on food stamps and suffers from lupus.
Even though she had earned a bachelor’s degree and two master’s, winning the lottery provided an eye-opening education for Hayes, a journey that included a reality TV show, reuniting with an old acquaintance who is now her fiancé and the realization that what turned out to be her lucky numbers — 16-26-34-35-41 and a Powerball number of 24 — didn’t always add up to living happily ever after.
Now 51, Hayes has put together her thoughts in a brief book whose title sums up what she has learned and what she hopes she can teach others: “How Winning the Lottery Changed My Life,” with the telling subtitle of “Windfall: A Blessing or a Curse?”
And yes, she still buys lottery tickets and even won $14 once. But no more big jackpots.
The interview has been edited for length and clarity.
You were working for the state, making $25,000 a year, when you became a lottery millionaire. How did your life change, immediately and in the longer term?
Hayes: I was in shock the day I won. I had no idea. You have people calling you at home and telling you that you won the lottery. I didn’t even turn the TV on to make sure it was true. I went into denial and shock. I went to work like I normally do, and as soon as I went to my cubicle and put my purse down, a co-worker came and dragged me into the office manager’s office. When I saw him, I could tell he was really ecstatic. He had tears of joy in his eyes. The lottery commissioner was in his office. I was like, what’s going on. He was like, yes, you won the lottery.
We had to go into Clayton and stay there until the ticket was validated. I couldn’t even drive, so a fellow lottery winner told me to ride with her. That was how I was for the next two years. It was like, I’m going to wake up any minute now and I’m going to be back at work.
How did your spending habits change?
Hayes: I would have big parties at my home. I gradually slowed down and stopped having those big elaborate parties. That’s when I woke up and realized this is real. This is not a dream. This is really happening. Sandra, you’re spending too much money. It’s time to slow down and look at your budget because you want to have this money available when you retire. So I started taking life more seriously. After two years, I realized this was my life.
I grew up. I matured. I’m more laid back than I was back then, but I’m the kind of person who is quick to speak my mind, if I think you’re wrong or trying to put one over on me. I’m a lot smarter than I was before I won the lottery. I’m not as gullible. You have to learn to develop a stiff back, and my back is stiff now. When I first won, I was frightened and very, very cautious.
My life is different because now I live a life of leisure, the life of a retired person. If I decide I want to go out of town for a couple of days or a week, I can do that. I was never able to do that before. I’m able to take my family on vacation. I never had the opportunity to do that when they were growing up. I never had the money. In the long run, it brought me and my children closer. It took a while, because they were in shock, too.
When someone asks you for money, how do you decide whether to give?
Hayes: I have to check out their story. I’ll help people I know personally who need money. I will help them with money and tell them not to worry about paying me back. I know a lady in her 70s who is raising her grandchildren, and I helped her.
On the other hand, a woman whom I have known for years came to my house and said she was about to lose her home because she wasn’t paying her taxes. I went to look her up on a public website and I saw her property taxes were paid up, so I printed out a copy of the report and sent it to her. I didn’t appreciate that. I just avoided her after that point.
I will help the needy, not the greedy, and you find there are a lot of greedy people out there. There have been a lot of emotional changes. Sometimes when I told people no, I felt guilty. But I had to realize that I’m not some type of knight in shining armor. I realized if I gave all my money away, I wouldn’t have anything left to live on.
At a reunion of lottery winners, I was telling someone I feel guilty because I can’t help everybody, and she said let me give you some advice. Your friends, the people you consider friends, are people who would never even consider asking you for money. You can’t be friends with everybody. You have to have friends who won’t ask you for money because that’s what a friend is. Bottom line, she told me, I had to make new friends. I couldn’t feel guilty about saying no. I took that advice, and I have a lot of peace in my life now.
Why did you write the book?
Hayes: A lot of people have a lot of questions for me, and I thought I could answer them if I wrote a book. So I started jotting down my thoughts in 2008, added more in 2009 and when 2010 came around I decided I would publish. It was a lot of pages, and the editorial department told me this was unnecessary, and this was unnecessary — we just want to hear important things, about when you won and how did you feel. They said I should put the other things in a second book.
I’m straight to the point and shoot from the hip. I poured my emotions into what I wrote.
When I was on the reality show, which was filmed in December 2006, I felt disappointed when I watched it because I didn’t like the way they portrayed me. I heard a review on a radio station when a DJ was saying very negative things about me. He doesn’t know me as a person. So when I was fortunate enough that another DJ for the same station called me and interviewed me, I could answer the questions as best I could.
My sisters said the show made me look like a selfish person because I didn’t share or divvy the money up. We didn’t speak for a year.
So winning millions of dollars in the lottery — is it a blessing or a curse?
Hayes: It’s a blessing. It is a blessing. But the whole catch is that you make money, you don’t let the money make you. Money is not evil. It is the love of money that is the root of all evil. You can know that all you want, but unless you walk in it and find that that is what you believe, it means nothing.